November 2011 Issue of 4×4 Magazine
What a complete clot! When one 4×4 reader asked his insurance company why his policy had been invalidated because he had taken the eminently sensible decision to fit a set of winter tyres to his VW Touareg, the prize plonker at his insurance company answered, ‘the tyres are a winter tyre and should only be fitted in winter.” Asking when Privilege insurance defined winter actually occurred, he was told “December, or when it snows.” This flippant and stupendously idiotic response just shows the ignorance that still exists with some insurance companies, and why, when you fit winter tyres to your 4×4 – and trust us, you really should consider it – you do need to check with your insurance company to see if fitting invalidates your policy. If it does, the solution is simple: move insurers! Which is exactly what this Touareg owner did – he’s now with AVIVA.
We have our annual winter preparation feature in this issue, starting on page 24. And just in case there are any bewildered brokers reading this, fitting winter tyres is not “just for December, or when it snows”. The reason for fitting such tyres is not just for snow, or for any particular calendar month. Winter tyres are designed to work at their very best when the temperature drops below 7deg C. Now as this is being written while we are enjoying a wonderfully warm late September, that may seem very cold! Actually, the average UK temperature, during morning rush hour and in the evenings, drops below 7degC for some six months of the year!